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Social Security: How to Grow from Here

/, Retirement/Social Security: How to Grow from Here

April 19th • 6:30pm • Zoom • Register Now


Social Security has been around for over 75 years, it turns out there’s quite a bit about the program that many people misunderstand. As a result, it can be a challenge to make the most of what we all have coming to us.

The Social Security system is based on a simple premise: Throughout your career, you pay a portion of your earnings into a trust fund by paying Social Security or self-employment taxes. Your employer, if any, contributes an equal amount. In return, you receive certain benefits that can provide income to you when you need it most–at retirement or when you become disabled, for instance. Your family members can receive benefits based on your earnings record, too. The amount of benefits that you and your family members receive depends on several factors, including your average lifetime earnings, your date of birth, and the type of benefit that you’re applying for.

Your earnings and the taxes you pay are reported to the Social Security Administration (SSA) by your employer, or if you are self-employed, by the Internal Revenue Service. The SSA uses your Social Security number to track your earnings and your benefits.

When you work and pay Social Security taxes, you earn credits that enable you to qualify for Social Security benefits. You can earn up to 4 credits per year, depending on the amount of income that you have. Most people must build up 40 credits (10 years of work) to be eligible for Social Security retirement benefits, but need fewer credits to be eligible for disability benefits or for their family members to be eligible for survivor benefits.

Understanding where we came from enables us to see where we’re going with Social Security. “Social Security: How to Grow from Here” will start with how the program got started, a comprehensive review of the changes put in place for 2021, where the program stands today, and how to maximize your social security benefits now. We will discuss understanding the cost-of-living adjustment, benefits for working retirees, retirement age, earnings, and potential benefits and how this will all affect your current strategy and budget.


Marathon Financial Advisors are excited to offer this FREE Social Security Seminar to help you align your Social Security strategy with your retirement goals. Join us, Monday, April 19th at 6:30pm via ZOOM. Whether you are retiring soon or just want to understand options for your future, this seminar will focus on how you can grow your Social Security benefits into their fullest potential.  

We are here to help! If you have any questions or would like to meet with an advisor to discuss your social security and retirement plans contact us today: 315-446-5797 or info@marathonadv.com.

April 19th • 6:30pm • Zoom • Register Now