/Jon Selzer, LUTCF

About Jon Selzer, LUTCF

This author Jon Selzer, LUTCF has created 12 entries.

A Wonderful Time of Year

In the past few days I have noticed the leaves turning colors, Autumn flowers showing their blossoms, days becoming slightly shorter and a crispness beginning to capture the air. I have always found these things rather beautiful. In this particular year, with COVID-19, I feel that many have become more sensitive to the splendors of this time. The silver lings for some have been extended shared time with families, cleaner closets, magnificent gardens and learning to bake bread with limited supplies

Happy Birthday America!

On this 244 Birthday of America, we should reflect on our core values. Being grateful is one of those values. We will always be grateful for our service people who make a strong commitment to fighting for our country’s freedom every day.  But, today, in the midst of this pandemic, there are so many more heroes to add to the list.  We are grateful for the Medical and First Responder communities who put themselves in harm’s way, every day to

It is Hard to Imagine

It is hard to image that in just 29 trading days between February 12 and March 23 the Dow Jones Industrial Average dropped from a high of 29,551 to a startling 18,591. And yet it has rebounded to over 23,883 as of this writing. In that short time a little known virus, COVID-19 had become a household word, closings of businesses & schools became a new normal, and the wearing of masks as well as social distancing and staying at

Medicare: Do you understand it?

Many of the things we educate clients about at Marathon Financial Services move a little beyond strict “financial” subjects. Medicare is a common concern among clients, and we offer many resources for those seeking understanding. The following are some basic details about Medicare, and you’re invited to call us with any questions.   The history… Medicare began in 1965 as an attempt to provide people over the age of 65 with basic health care coverage in retirement. Most people lost coverage from their

Why am I thinking about Swiss Cheese, Donut Holes and Medicare?

Why am I am thinking about Swiss cheese, donut holes and Medicare?   Did you ever notice that at certain ages you were oblivious to how old you are? Then you wake up and someone ‘welcomed’ you to Middle Age. Then suddenly, your friends are talking about Social Security and Medicare at the most recent dinner parties you attended? That’s what age I am – maybe you’re the same way. If so, it’s time to start thinking about things like social security and

Health Insurance in the Summer

Health insurance isn’t a topic that’s approached during the summer months. With all the traveling and busyness of the season, we tend to put the consideration of health insurance plans off until Open Enrollment in November. However, summer is a perfect time to begin the process of examining your health insurance needs and doing your due-diligence in finding the best suited health plan for you and your family. This topic is one we often help our clients navigate. Here are

Today is the Day You’ll Learn More About Life Insurance

Have you ever awakened after a wonderful night’s sleep, opened your eyes, stretched, looked out the window and said to yourself wistfully, “Today is the day I’ll learn more about life insurance.” Probably not. Life insurance isn’t exactly something we like to toss around in our heads while we go about our day. However, there are times in life when the topic becomes extremely important – and we wish we learned more and select the right life insurance coverage for

Marathon for the Cure: Join Our Team!

Breast cancer is one of the leading killers in our country, and we at Marathon Financial Advisors take seriously the responsibility to further the work to find a cure. As so many are impacted by this disease, it is in their honor and in, for some, their memory that we serve as agents for change as it relates to this disease. It is our responsibility to continue the resolve to help end breast cancer, once and for all. We must

Financial Homework Before The Year Ends

As we approach the end of the year, we all too often become so busy that we forget to attend to some very important issues.  Just as we should remember to change the batteries in our smoke detectors on the 1st of April [National Smoke Alarm Day] we should equally be vigilant to check a few other things in December. Find a day to devote a few hours to the following: Insurance policies: December is a wonderful time to check your

Insurance Planning for the Beginner

I met with a young couple a few weeks ago.  They have 2 young children, both work full time, and were ready to learn more about how to develop a financial plan. In their middle thirties, Tanya and David have a combined annual income of $119,000. They have student loans of nearly $58,000, some credit card debt, and a new mortgage of $190,000.  The couples’ situation is familiar, and not uncommon. Recently, a friend’s serious illness motivated them to contact my