Financial Knowledge

Financial Knowledge

Do you have someone in your household who traditionally “takes care” of the bills, or is “in charge” of your finances?  When meeting with potential clients, all else being equal, I will hear that there is one person who is the “go to” for all things financial....
Health Insurance in the Summer

Health Insurance in the Summer

Health insurance isn’t a topic that’s approached during the summer months. With all the traveling and busyness of the season, we tend to put the consideration of health insurance plans off until Open Enrollment in November. However, summer is a perfect time to begin...
Life Insurance with a Refund

Life Insurance with a Refund

Comparatively speaking, of all the different types of life insurance available, term is usually the least expensive. Generally, term life insurance provides protection for a stated or defined period of time, usually from one year to 30 years. If you die during the...
Insurance Planning for the Beginner

Insurance Planning for the Beginner

I met with a young couple a few weeks ago.  They have 2 young children, both work full time, and were ready to learn more about how to develop a financial plan. In their middle thirties, Tanya and David have a combined annual income of $119,000. They have student...